Christina Haley of Rockford, Illinois, age 61, recently suffered a severe stroke. She was in intensive care for 12 days and was hospitalized for 18 more days. After being discharged from the hospital, she spent 45 days in a nursing home for medically necessary nursing and rehabilitative care. Christina had a comprehensive health insurance plan through her employer. The policy had a $1000 deductible, a $50,000 episode limit, and a $250,000 aggregate limit with a 80/20 coinsurance clause with a $2000 coinsurance cap. Christina’s policy covered the medically necessary services performed in a nursing home setting. Her total medical bill was $125,765.
(a) How much of Christina’s expenses were paid by her insurance policy?
(b) How much did Christina pay?
Benchmark Assignment – Nursing Leadership Health Policy Paper
This assignment requires thought about a public policy that is needed or needs to be changed that relates to nursing, health care, or the public. Policy changes can occur by working with members of your legislature, and state or national nurses associations, to introduce a new bill and/or change to a current law in your state or federal government.
Examples of public policy includes any component of the current legislation governing health care, Medicare Part D, Medicaid, nursing regulation, medication technicians, etc.
In 750-1,000 words, propose a health policy change (that is currently a bill, a law, or may not exist at all) at the state or federal level that you believe needs to change and why.